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💾 Your data, your copy
Everything you enter in Wealth Copilot lives only in this browser — there's no account, and nothing is uploaded to a server. That keeps it private, but it also means clearing your browser or switching to another device would leave it behind. Downloading your data is how you keep your own backup. Save the file anywhere you like: your computer, a USB drive, or your own Google Drive or Dropbox.
One file with everything you've entered
Getting started
0 of 3 done- Log your first month of expenses in Budgeting
- Add one trip to Mileage Tracker
- Take the Financial IQ Quiz
Checked automatically from what you've actually entered — this card disappears once all three are done.
Plan
💰
Budgeting
Income and expenses by category, updated monthly.
🌊
Cash-Flow Forecast
Your bank balance month by month for the next year.
🛟
Emergency Fund
Target 3–6 months of expenses in reserve.
🧭
Financial Health
Days of cash on hand and months of operating reserve.
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Credit Health
Log your personal and business credit scores over time.
💹
Investment Fund
Holdings, contributions, and growth over time.
📈
Break-Even & Pricing
Find the price and volume that cover your costs.
File
🧮
Tax Estimator
Quarterly estimate with an AI-written explanation.
🚗
Mileage Tracker
Business and volunteer miles, IRS rate applied.
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Business Expenses
Log deductible costs, sorted for Schedule C.
🧾
Schedule C
Net profit, built from your income and expenses.
🗂️
990 Compliance
Which Form 990 you file, when it's due, and days left.
⚖️
Balance Sheet
What you own and owe, at a glance.
🧾
Invoices & AR
Bill clients and track what's still owed.
💳
Debt Payoff Planner
See which payoff order saves the most — built right into Budgeting.
Employers
🧑💼
Employees & Payroll
Log who's on payroll and see the full employer cost.
🛠️
1099 Contractors
Track contractor payments, W-9s, and who needs a 1099-NEC.
Fundraising
🎗️
Grant Tracking
Log grants you're applying for or have received, sorted by deadline.
✍️
Grant Writing
Write proposal sections for any tracked grant, with AI first drafts.
🤝
Donor Retention
See what share of last year's donors gave again this year.
My Paycheck
🩺
Paycheck Checkup
For employees: check your W-4 and see unused 401(k)/IRA/HSA room.
Learn
📋
Filing Status Guide
Searchable reference for how filing status works.
💬
FAQ
Plain-English answers to common questions.
🧠
Financial IQ Quiz
A fresh set of questions every time you take it.
📜
Wills & Estates
Fundamentals, plus an estate tax exposure estimate.
🏛️
Trusts
When a trust fits, and which kind.